LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,855
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,375
−HK$1,544/mo
Today · 4.125%
HK$51,919
baseline
▲ 0.50% · 4.625%
HK$55,078
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,838/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,351
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,808
−HK$1,479/mo
Today · 4.125%
HK$57,287
baseline
▲ 0.50% · 4.625%
HK$60,307
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,574/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,626
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,450
−HK$1,852/mo
Today · 4.125%
HK$62,302
baseline
▲ 0.50% · 4.625%
HK$66,093
+HK$3,791/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,604/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,221
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,970
−HK$1,774/mo
Today · 4.125%
HK$68,744
baseline
▲ 0.50% · 4.625%
HK$72,368
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,488/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,397
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,525
−HK$2,161/mo
Today · 4.125%
HK$72,686
baseline
▲ 0.50% · 4.625%
HK$77,109
+HK$4,423/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,372/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,091
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,132
−HK$2,070/mo
Today · 4.125%
HK$80,202
baseline
▲ 0.50% · 4.625%
HK$84,429
+HK$4,227/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,404/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,939
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,674
−HK$2,780/mo
Today · 4.125%
HK$93,454
baseline
▲ 0.50% · 4.625%
HK$99,140
+HK$5,686/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,908/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,831
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,455
−HK$2,662/mo
Today · 4.125%
HK$103,117
baseline
▲ 0.50% · 4.625%
HK$108,552
+HK$5,435/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,234/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,522 · Scale 2, in force from 26 Feb 2026)