LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,857
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,377
−HK$1,544/mo
Today · 4.125%
HK$51,921
baseline
▲ 0.50% · 4.625%
HK$55,080
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,842/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,353
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,811
−HK$1,478/mo
Today · 4.125%
HK$57,289
baseline
▲ 0.50% · 4.625%
HK$60,309
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,578/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,452
−HK$1,853/mo
Today · 4.125%
HK$62,305
baseline
▲ 0.50% · 4.625%
HK$66,096
+HK$3,791/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,610/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,224
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,973
−HK$1,774/mo
Today · 4.125%
HK$68,747
baseline
▲ 0.50% · 4.625%
HK$72,371
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,494/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,400
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,527
−HK$2,162/mo
Today · 4.125%
HK$72,689
baseline
▲ 0.50% · 4.625%
HK$77,112
+HK$4,423/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,378/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,094
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,135
−HK$2,070/mo
Today · 4.125%
HK$80,205
baseline
▲ 0.50% · 4.625%
HK$84,433
+HK$4,228/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,410/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,943
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,678
−HK$2,779/mo
Today · 4.125%
HK$93,457
baseline
▲ 0.50% · 4.625%
HK$99,144
+HK$5,687/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,914/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,835
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,459
−HK$2,662/mo
Today · 4.125%
HK$103,121
baseline
▲ 0.50% · 4.625%
HK$108,557
+HK$5,436/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,242/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,611 · Scale 2, in force from 26 Feb 2026)