LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,862
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,382
−HK$1,544/mo
Today · 4.125%
HK$51,926
baseline
▲ 0.50% · 4.625%
HK$55,086
+HK$3,160/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,852/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,358
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,816
−HK$1,479/mo
Today · 4.125%
HK$57,295
baseline
▲ 0.50% · 4.625%
HK$60,315
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,590/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,634
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,458
−HK$1,853/mo
Today · 4.125%
HK$62,311
baseline
▲ 0.50% · 4.625%
HK$66,103
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,622/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,230
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,980
−HK$1,774/mo
Today · 4.125%
HK$68,754
baseline
▲ 0.50% · 4.625%
HK$72,378
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,508/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,407
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,535
−HK$2,161/mo
Today · 4.125%
HK$72,696
baseline
▲ 0.50% · 4.625%
HK$77,120
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,392/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,102
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,143
−HK$2,070/mo
Today · 4.125%
HK$80,213
baseline
▲ 0.50% · 4.625%
HK$84,441
+HK$4,228/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,426/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,952
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,687
−HK$2,780/mo
Today · 4.125%
HK$93,467
baseline
▲ 0.50% · 4.625%
HK$99,154
+HK$5,687/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,934/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,845
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,469
−HK$2,662/mo
Today · 4.125%
HK$103,131
baseline
▲ 0.50% · 4.625%
HK$108,568
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,262/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,827 · Scale 2, in force from 26 Feb 2026)