LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,862
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,382
−HK$1,544/mo
Today · 4.125%
HK$51,926
baseline
▲ 0.50% · 4.625%
HK$55,086
+HK$3,160/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,852/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,359
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,817
−HK$1,479/mo
Today · 4.125%
HK$57,296
baseline
▲ 0.50% · 4.625%
HK$60,316
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,592/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,635
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,458
−HK$1,854/mo
Today · 4.125%
HK$62,312
baseline
▲ 0.50% · 4.625%
HK$66,103
+HK$3,791/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,624/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,230
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,980
−HK$1,775/mo
Today · 4.125%
HK$68,755
baseline
▲ 0.50% · 4.625%
HK$72,379
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,510/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,407
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,535
−HK$2,162/mo
Today · 4.125%
HK$72,697
baseline
▲ 0.50% · 4.625%
HK$77,120
+HK$4,423/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,394/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,102
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,143
−HK$2,071/mo
Today · 4.125%
HK$80,214
baseline
▲ 0.50% · 4.625%
HK$84,442
+HK$4,228/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,428/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,952
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,688
−HK$2,779/mo
Today · 4.125%
HK$93,467
baseline
▲ 0.50% · 4.625%
HK$99,155
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,934/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,846
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,470
−HK$2,662/mo
Today · 4.125%
HK$103,132
baseline
▲ 0.50% · 4.625%
HK$108,568
+HK$5,436/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,264/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,837 · Scale 2, in force from 26 Feb 2026)