LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,863
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,383
−HK$1,544/mo
Today · 4.125%
HK$51,927
baseline
▲ 0.50% · 4.625%
HK$55,086
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,854/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,359
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,817
−HK$1,479/mo
Today · 4.125%
HK$57,296
baseline
▲ 0.50% · 4.625%
HK$60,316
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,592/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,635
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,459
−HK$1,853/mo
Today · 4.125%
HK$62,312
baseline
▲ 0.50% · 4.625%
HK$66,104
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,624/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,231
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,981
−HK$1,774/mo
Today · 4.125%
HK$68,755
baseline
▲ 0.50% · 4.625%
HK$72,380
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,510/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,408
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,536
−HK$2,162/mo
Today · 4.125%
HK$72,698
baseline
▲ 0.50% · 4.625%
HK$77,121
+HK$4,423/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,396/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,103
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,144
−HK$2,071/mo
Today · 4.125%
HK$80,215
baseline
▲ 0.50% · 4.625%
HK$84,443
+HK$4,228/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,430/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,953
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,689
−HK$2,779/mo
Today · 4.125%
HK$93,468
baseline
▲ 0.50% · 4.625%
HK$99,156
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,936/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,847
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,471
−HK$2,662/mo
Today · 4.125%
HK$103,133
baseline
▲ 0.50% · 4.625%
HK$108,569
+HK$5,436/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,266/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,860 · Scale 2, in force from 26 Feb 2026)