LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,863
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,383
−HK$1,544/mo
Today · 4.125%
HK$51,927
baseline
▲ 0.50% · 4.625%
HK$55,087
+HK$3,160/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,854/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,360
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,818
−HK$1,479/mo
Today · 4.125%
HK$57,297
baseline
▲ 0.50% · 4.625%
HK$60,317
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,594/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,636
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,460
−HK$1,853/mo
Today · 4.125%
HK$62,313
baseline
▲ 0.50% · 4.625%
HK$66,104
+HK$3,791/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,626/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,232
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,981
−HK$1,775/mo
Today · 4.125%
HK$68,756
baseline
▲ 0.50% · 4.625%
HK$72,380
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,512/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,409
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,536
−HK$2,162/mo
Today · 4.125%
HK$72,698
baseline
▲ 0.50% · 4.625%
HK$77,122
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,396/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,104
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,145
−HK$2,070/mo
Today · 4.125%
HK$80,215
baseline
▲ 0.50% · 4.625%
HK$84,444
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,430/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,954
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,690
−HK$2,779/mo
Today · 4.125%
HK$93,469
baseline
▲ 0.50% · 4.625%
HK$99,157
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,938/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,848
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,472
−HK$2,662/mo
Today · 4.125%
HK$103,134
baseline
▲ 0.50% · 4.625%
HK$108,571
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,268/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,884 · Scale 2, in force from 26 Feb 2026)