LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,864
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,384
−HK$1,544/mo
Today · 4.125%
HK$51,928
baseline
▲ 0.50% · 4.625%
HK$55,088
+HK$3,160/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,856/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,361
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,818
−HK$1,479/mo
Today · 4.125%
HK$57,297
baseline
▲ 0.50% · 4.625%
HK$60,318
+HK$3,021/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,594/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,637
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,461
−HK$1,853/mo
Today · 4.125%
HK$62,314
baseline
▲ 0.50% · 4.625%
HK$66,105
+HK$3,791/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,628/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,233
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,982
−HK$1,775/mo
Today · 4.125%
HK$68,757
baseline
▲ 0.50% · 4.625%
HK$72,381
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,514/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,409
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,537
−HK$2,162/mo
Today · 4.125%
HK$72,699
baseline
▲ 0.50% · 4.625%
HK$77,123
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,398/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,105
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,146
−HK$2,070/mo
Today · 4.125%
HK$80,216
baseline
▲ 0.50% · 4.625%
HK$84,445
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,432/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,955
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,691
−HK$2,779/mo
Today · 4.125%
HK$93,470
baseline
▲ 0.50% · 4.625%
HK$99,158
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,940/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,849
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,473
−HK$2,662/mo
Today · 4.125%
HK$103,135
baseline
▲ 0.50% · 4.625%
HK$108,572
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,270/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,911 · Scale 2, in force from 26 Feb 2026)