LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,866
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,386
−HK$1,544/mo
Today · 4.125%
HK$51,930
baseline
▲ 0.50% · 4.625%
HK$55,090
+HK$3,160/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,860/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,362
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,820
−HK$1,480/mo
Today · 4.125%
HK$57,300
baseline
▲ 0.50% · 4.625%
HK$60,320
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,600/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,639
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,463
−HK$1,853/mo
Today · 4.125%
HK$62,316
baseline
▲ 0.50% · 4.625%
HK$66,108
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,632/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,235
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,985
−HK$1,774/mo
Today · 4.125%
HK$68,759
baseline
▲ 0.50% · 4.625%
HK$72,384
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,518/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,412
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,540
−HK$2,162/mo
Today · 4.125%
HK$72,702
baseline
▲ 0.50% · 4.625%
HK$77,126
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,404/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,107
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,149
−HK$2,070/mo
Today · 4.125%
HK$80,219
baseline
▲ 0.50% · 4.625%
HK$84,448
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,438/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,958
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,694
−HK$2,780/mo
Today · 4.125%
HK$93,474
baseline
▲ 0.50% · 4.625%
HK$99,161
+HK$5,687/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,948/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,852
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,477
−HK$2,662/mo
Today · 4.125%
HK$103,139
baseline
▲ 0.50% · 4.625%
HK$108,576
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,278/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$892,987 · Scale 2, in force from 26 Feb 2026)