LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,867
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,387
−HK$1,545/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$55,092
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,364
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,822
−HK$1,479/mo
Today · 4.125%
HK$57,301
baseline
▲ 0.50% · 4.625%
HK$60,322
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,602/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,641
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,465
−HK$1,853/mo
Today · 4.125%
HK$62,318
baseline
▲ 0.50% · 4.625%
HK$66,110
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,636/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,237
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,987
−HK$1,775/mo
Today · 4.125%
HK$68,762
baseline
▲ 0.50% · 4.625%
HK$72,386
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,524/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,414
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,542
−HK$2,162/mo
Today · 4.125%
HK$72,704
baseline
▲ 0.50% · 4.625%
HK$77,128
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,408/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,110
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,151
−HK$2,071/mo
Today · 4.125%
HK$80,222
baseline
▲ 0.50% · 4.625%
HK$84,451
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,444/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,961
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,697
−HK$2,780/mo
Today · 4.125%
HK$93,477
baseline
▲ 0.50% · 4.625%
HK$99,165
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,954/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,856
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,480
−HK$2,663/mo
Today · 4.125%
HK$103,143
baseline
▲ 0.50% · 4.625%
HK$108,579
+HK$5,436/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,286/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,060 · Scale 2, in force from 26 Feb 2026)