LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,869
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,389
−HK$1,544/mo
Today · 4.125%
HK$51,933
baseline
▲ 0.50% · 4.625%
HK$55,093
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,866/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,366
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,824
−HK$1,479/mo
Today · 4.125%
HK$57,303
baseline
▲ 0.50% · 4.625%
HK$60,324
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,606/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,643
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,467
−HK$1,853/mo
Today · 4.125%
HK$62,320
baseline
▲ 0.50% · 4.625%
HK$66,112
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,640/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,239
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,989
−HK$1,775/mo
Today · 4.125%
HK$68,764
baseline
▲ 0.50% · 4.625%
HK$72,389
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,528/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,416
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,545
−HK$2,162/mo
Today · 4.125%
HK$72,707
baseline
▲ 0.50% · 4.625%
HK$77,131
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,414/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,113
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,154
−HK$2,071/mo
Today · 4.125%
HK$80,225
baseline
▲ 0.50% · 4.625%
HK$84,453
+HK$4,228/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,450/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,964
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,700
−HK$2,780/mo
Today · 4.125%
HK$93,480
baseline
▲ 0.50% · 4.625%
HK$99,168
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,960/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,859
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,484
−HK$2,662/mo
Today · 4.125%
HK$103,146
baseline
▲ 0.50% · 4.625%
HK$108,583
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,292/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,130 · Scale 2, in force from 26 Feb 2026)