LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,871
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,391
−HK$1,544/mo
Today · 4.125%
HK$51,935
baseline
▲ 0.50% · 4.625%
HK$55,096
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,870/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,368
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,826
−HK$1,480/mo
Today · 4.125%
HK$57,306
baseline
▲ 0.50% · 4.625%
HK$60,326
+HK$3,020/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,612/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,645
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,469
−HK$1,853/mo
Today · 4.125%
HK$62,322
baseline
▲ 0.50% · 4.625%
HK$66,115
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,644/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,242
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,992
−HK$1,775/mo
Today · 4.125%
HK$68,767
baseline
▲ 0.50% · 4.625%
HK$72,391
+HK$3,624/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,534/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,419
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,547
−HK$2,163/mo
Today · 4.125%
HK$72,710
baseline
▲ 0.50% · 4.625%
HK$77,134
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,420/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,115
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,157
−HK$2,071/mo
Today · 4.125%
HK$80,228
baseline
▲ 0.50% · 4.625%
HK$84,457
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,456/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,967
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,704
−HK$2,780/mo
Today · 4.125%
HK$93,484
baseline
▲ 0.50% · 4.625%
HK$99,172
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,968/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,863
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,487
−HK$2,663/mo
Today · 4.125%
HK$103,150
baseline
▲ 0.50% · 4.625%
HK$108,587
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,300/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,213 · Scale 2, in force from 26 Feb 2026)