LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,872
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,392
−HK$1,545/mo
Today · 4.125%
HK$51,937
baseline
▲ 0.50% · 4.625%
HK$55,097
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,874/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,369
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,828
−HK$1,479/mo
Today · 4.125%
HK$57,307
baseline
▲ 0.50% · 4.625%
HK$60,328
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,614/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,646
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,470
−HK$1,854/mo
Today · 4.125%
HK$62,324
baseline
▲ 0.50% · 4.625%
HK$66,116
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,648/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,243
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,993
−HK$1,775/mo
Today · 4.125%
HK$68,768
baseline
▲ 0.50% · 4.625%
HK$72,393
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,536/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,421
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,549
−HK$2,162/mo
Today · 4.125%
HK$72,711
baseline
▲ 0.50% · 4.625%
HK$77,135
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,422/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,117
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,159
−HK$2,071/mo
Today · 4.125%
HK$80,230
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,460/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,969
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,706
−HK$2,780/mo
Today · 4.125%
HK$93,486
baseline
▲ 0.50% · 4.625%
HK$99,174
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,972/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,865
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,490
−HK$2,662/mo
Today · 4.125%
HK$103,152
baseline
▲ 0.50% · 4.625%
HK$108,590
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,304/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,260 · Scale 2, in force from 26 Feb 2026)