LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,872
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,393
−HK$1,544/mo
Today · 4.125%
HK$51,937
baseline
▲ 0.50% · 4.625%
HK$55,097
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,874/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,370
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,828
−HK$1,479/mo
Today · 4.125%
HK$57,307
baseline
▲ 0.50% · 4.625%
HK$60,328
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,614/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,471
−HK$1,853/mo
Today · 4.125%
HK$62,324
baseline
▲ 0.50% · 4.625%
HK$66,117
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,648/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,244
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,994
−HK$1,775/mo
Today · 4.125%
HK$68,769
baseline
▲ 0.50% · 4.625%
HK$72,394
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,538/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,421
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,550
−HK$2,162/mo
Today · 4.125%
HK$72,712
baseline
▲ 0.50% · 4.625%
HK$77,136
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,424/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,118
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,159
−HK$2,071/mo
Today · 4.125%
HK$80,230
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,460/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,970
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,707
−HK$2,780/mo
Today · 4.125%
HK$93,487
baseline
▲ 0.50% · 4.625%
HK$99,175
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,974/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,866
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,491
−HK$2,662/mo
Today · 4.125%
HK$103,153
baseline
▲ 0.50% · 4.625%
HK$108,591
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,306/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,282 · Scale 2, in force from 26 Feb 2026)