LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,874
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,394
−HK$1,545/mo
Today · 4.125%
HK$51,939
baseline
▲ 0.50% · 4.625%
HK$55,099
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,878/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,372
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,830
−HK$1,479/mo
Today · 4.125%
HK$57,309
baseline
▲ 0.50% · 4.625%
HK$60,330
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,618/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,649
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,473
−HK$1,854/mo
Today · 4.125%
HK$62,327
baseline
▲ 0.50% · 4.625%
HK$66,119
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,654/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,246
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,996
−HK$1,775/mo
Today · 4.125%
HK$68,771
baseline
▲ 0.50% · 4.625%
HK$72,396
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,542/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,424
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,552
−HK$2,162/mo
Today · 4.125%
HK$72,714
baseline
▲ 0.50% · 4.625%
HK$77,139
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,428/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,121
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,162
−HK$2,071/mo
Today · 4.125%
HK$80,233
baseline
▲ 0.50% · 4.625%
HK$84,462
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,466/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,973
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,710
−HK$2,780/mo
Today · 4.125%
HK$93,490
baseline
▲ 0.50% · 4.625%
HK$99,178
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,980/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,869
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,494
−HK$2,663/mo
Today · 4.125%
HK$103,157
baseline
▲ 0.50% · 4.625%
HK$108,594
+HK$5,437/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,314/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,354 · Scale 2, in force from 26 Feb 2026)