LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,875
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,395
−HK$1,545/mo
Today · 4.125%
HK$51,940
baseline
▲ 0.50% · 4.625%
HK$55,100
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,880/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,373
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,831
−HK$1,480/mo
Today · 4.125%
HK$57,311
baseline
▲ 0.50% · 4.625%
HK$60,332
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,622/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,650
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,474
−HK$1,854/mo
Today · 4.125%
HK$62,328
baseline
▲ 0.50% · 4.625%
HK$66,120
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,656/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,248
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,997
−HK$1,776/mo
Today · 4.125%
HK$68,773
baseline
▲ 0.50% · 4.625%
HK$72,398
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,546/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,425
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,553
−HK$2,163/mo
Today · 4.125%
HK$72,716
baseline
▲ 0.50% · 4.625%
HK$77,140
+HK$4,424/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,432/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,122
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,164
−HK$2,071/mo
Today · 4.125%
HK$80,235
baseline
▲ 0.50% · 4.625%
HK$84,464
+HK$4,229/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,470/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,975
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,712
−HK$2,780/mo
Today · 4.125%
HK$93,492
baseline
▲ 0.50% · 4.625%
HK$99,181
+HK$5,689/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,984/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,871
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,496
−HK$2,663/mo
Today · 4.125%
HK$103,159
baseline
▲ 0.50% · 4.625%
HK$108,597
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,318/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,401 · Scale 2, in force from 26 Feb 2026)