LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,876
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,397
−HK$1,544/mo
Today · 4.125%
HK$51,941
baseline
▲ 0.50% · 4.625%
HK$55,102
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,882/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,375
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,479/mo
Today · 4.125%
HK$57,312
baseline
▲ 0.50% · 4.625%
HK$60,333
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,624/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,652
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,476
−HK$1,854/mo
Today · 4.125%
HK$62,330
baseline
▲ 0.50% · 4.625%
HK$66,122
+HK$3,792/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,660/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,249
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$66,999
−HK$1,776/mo
Today · 4.125%
HK$68,775
baseline
▲ 0.50% · 4.625%
HK$72,400
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,550/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,427
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,555
−HK$2,163/mo
Today · 4.125%
HK$72,718
baseline
▲ 0.50% · 4.625%
HK$77,143
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,436/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,124
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,166
−HK$2,071/mo
Today · 4.125%
HK$80,237
baseline
▲ 0.50% · 4.625%
HK$84,467
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,474/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,978
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,714
−HK$2,781/mo
Today · 4.125%
HK$93,495
baseline
▲ 0.50% · 4.625%
HK$99,183
+HK$5,688/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,990/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,874
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,499
−HK$2,663/mo
Today · 4.125%
HK$103,162
baseline
▲ 0.50% · 4.625%
HK$108,600
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,324/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,462 · Scale 2, in force from 26 Feb 2026)