LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,878
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,399
−HK$1,545/mo
Today · 4.125%
HK$51,944
baseline
▲ 0.50% · 4.625%
HK$55,104
+HK$3,160/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,888/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,377
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,835
−HK$1,480/mo
Today · 4.125%
HK$57,315
baseline
▲ 0.50% · 4.625%
HK$60,336
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,630/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,654
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,479
−HK$1,853/mo
Today · 4.125%
HK$62,332
baseline
▲ 0.50% · 4.625%
HK$66,125
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,664/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,252
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,002
−HK$1,775/mo
Today · 4.125%
HK$68,777
baseline
▲ 0.50% · 4.625%
HK$72,403
+HK$3,626/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,554/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,430
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,558
−HK$2,163/mo
Today · 4.125%
HK$72,721
baseline
▲ 0.50% · 4.625%
HK$77,146
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,442/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,127
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,169
−HK$2,071/mo
Today · 4.125%
HK$80,240
baseline
▲ 0.50% · 4.625%
HK$84,470
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,480/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,981
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,718
−HK$2,780/mo
Today · 4.125%
HK$93,498
baseline
▲ 0.50% · 4.625%
HK$99,187
+HK$5,689/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$186,996/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,878
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,503
−HK$2,663/mo
Today · 4.125%
HK$103,166
baseline
▲ 0.50% · 4.625%
HK$108,604
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,332/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,549 · Scale 2, in force from 26 Feb 2026)