LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,879
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,399
−HK$1,545/mo
Today · 4.125%
HK$51,944
baseline
▲ 0.50% · 4.625%
HK$55,105
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,888/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,377
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,836
−HK$1,479/mo
Today · 4.125%
HK$57,315
baseline
▲ 0.50% · 4.625%
HK$60,336
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,630/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,655
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,479
−HK$1,854/mo
Today · 4.125%
HK$62,333
baseline
▲ 0.50% · 4.625%
HK$66,126
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,666/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,253
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,003
−HK$1,775/mo
Today · 4.125%
HK$68,778
baseline
▲ 0.50% · 4.625%
HK$72,404
+HK$3,626/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,556/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,431
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,559
−HK$2,163/mo
Today · 4.125%
HK$72,722
baseline
▲ 0.50% · 4.625%
HK$77,147
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,444/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,128
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,170
−HK$2,071/mo
Today · 4.125%
HK$80,241
baseline
▲ 0.50% · 4.625%
HK$84,471
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,482/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,982
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,719
−HK$2,781/mo
Today · 4.125%
HK$93,500
baseline
▲ 0.50% · 4.625%
HK$99,189
+HK$5,689/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$187,000/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,879
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,504
−HK$2,664/mo
Today · 4.125%
HK$103,168
baseline
▲ 0.50% · 4.625%
HK$108,606
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,336/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,577 · Scale 2, in force from 26 Feb 2026)