LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,880
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,400
−HK$1,545/mo
Today · 4.125%
HK$51,945
baseline
▲ 0.50% · 4.625%
HK$55,106
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,890/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,378
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,836
−HK$1,480/mo
Today · 4.125%
HK$57,316
baseline
▲ 0.50% · 4.625%
HK$60,337
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,632/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,656
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,480
−HK$1,854/mo
Today · 4.125%
HK$62,334
baseline
▲ 0.50% · 4.625%
HK$66,127
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,668/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,254
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,004
−HK$1,775/mo
Today · 4.125%
HK$68,779
baseline
▲ 0.50% · 4.625%
HK$72,405
+HK$3,626/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,558/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,431
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,560
−HK$2,163/mo
Today · 4.125%
HK$72,723
baseline
▲ 0.50% · 4.625%
HK$77,148
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,446/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,129
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,171
−HK$2,071/mo
Today · 4.125%
HK$80,242
baseline
▲ 0.50% · 4.625%
HK$84,472
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,484/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,983
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,720
−HK$2,781/mo
Today · 4.125%
HK$93,501
baseline
▲ 0.50% · 4.625%
HK$99,190
+HK$5,689/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$187,002/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,881
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,506
−HK$2,663/mo
Today · 4.125%
HK$103,169
baseline
▲ 0.50% · 4.625%
HK$108,607
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,338/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,602 · Scale 2, in force from 26 Feb 2026)