LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,881
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,401
−HK$1,545/mo
Today · 4.125%
HK$51,946
baseline
▲ 0.50% · 4.625%
HK$55,107
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,892/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,379
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,838
−HK$1,479/mo
Today · 4.125%
HK$57,317
baseline
▲ 0.50% · 4.625%
HK$60,339
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,634/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,657
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,482
−HK$1,853/mo
Today · 4.125%
HK$62,335
baseline
▲ 0.50% · 4.625%
HK$66,128
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,670/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,255
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,006
−HK$1,775/mo
Today · 4.125%
HK$68,781
baseline
▲ 0.50% · 4.625%
HK$72,406
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,562/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,433
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,562
−HK$2,163/mo
Today · 4.125%
HK$72,725
baseline
▲ 0.50% · 4.625%
HK$77,150
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,450/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,131
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,173
−HK$2,071/mo
Today · 4.125%
HK$80,244
baseline
▲ 0.50% · 4.625%
HK$84,474
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,488/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,986
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,722
−HK$2,781/mo
Today · 4.125%
HK$93,503
baseline
▲ 0.50% · 4.625%
HK$99,192
+HK$5,689/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$187,006/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,883
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,508
−HK$2,663/mo
Today · 4.125%
HK$103,171
baseline
▲ 0.50% · 4.625%
HK$108,610
+HK$5,439/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,342/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,658 · Scale 2, in force from 26 Feb 2026)