LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,883
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,403
−HK$1,545/mo
Today · 4.125%
HK$51,948
baseline
▲ 0.50% · 4.625%
HK$55,109
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,896/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,382
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,840
−HK$1,480/mo
Today · 4.125%
HK$57,320
baseline
▲ 0.50% · 4.625%
HK$60,341
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,640/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,659
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,484
−HK$1,854/mo
Today · 4.125%
HK$62,338
baseline
▲ 0.50% · 4.625%
HK$66,131
+HK$3,793/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$124,676/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,258
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,008
−HK$1,776/mo
Today · 4.125%
HK$68,784
baseline
▲ 0.50% · 4.625%
HK$72,409
+HK$3,625/mo
Deposit HK$8.57M · loan HK$12.86M · min. income ≈ HK$137,568/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,436
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,565
−HK$2,163/mo
Today · 4.125%
HK$72,728
baseline
▲ 0.50% · 4.625%
HK$77,153
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,456/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,134
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,176
−HK$2,072/mo
Today · 4.125%
HK$80,248
baseline
▲ 0.50% · 4.625%
HK$84,478
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,496/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,989
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,726
−HK$2,781/mo
Today · 4.125%
HK$93,507
baseline
▲ 0.50% · 4.625%
HK$99,197
+HK$5,690/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$187,014/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,887
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,512
−HK$2,664/mo
Today · 4.125%
HK$103,176
baseline
▲ 0.50% · 4.625%
HK$108,614
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,352/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,745 · Scale 2, in force from 26 Feb 2026)