LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,884
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,404
−HK$1,545/mo
Today · 4.125%
HK$51,949
baseline
▲ 0.50% · 4.625%
HK$55,110
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,898/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,383
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,841
−HK$1,480/mo
Today · 4.125%
HK$57,321
baseline
▲ 0.50% · 4.625%
HK$60,342
+HK$3,021/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,642/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,660
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,485
−HK$1,854/mo
Today · 4.125%
HK$62,339
baseline
▲ 0.50% · 4.625%
HK$66,132
+HK$3,793/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$124,678/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,259
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,009
−HK$1,776/mo
Today · 4.125%
HK$68,785
baseline
▲ 0.50% · 4.625%
HK$72,411
+HK$3,626/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$137,570/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,437
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,566
−HK$2,163/mo
Today · 4.125%
HK$72,729
baseline
▲ 0.50% · 4.625%
HK$77,154
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,458/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,136
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,178
−HK$2,071/mo
Today · 4.125%
HK$80,249
baseline
▲ 0.50% · 4.625%
HK$84,479
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,498/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,991
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,728
−HK$2,781/mo
Today · 4.125%
HK$93,509
baseline
▲ 0.50% · 4.625%
HK$99,198
+HK$5,689/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$187,018/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,889
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,514
−HK$2,663/mo
Today · 4.125%
HK$103,177
baseline
▲ 0.50% · 4.625%
HK$108,616
+HK$5,439/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,354/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,783 · Scale 2, in force from 26 Feb 2026)