LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,886
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,406
−HK$1,545/mo
Today · 4.125%
HK$51,951
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,902/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,385
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,843
−HK$1,480/mo
Today · 4.125%
HK$57,323
baseline
▲ 0.50% · 4.625%
HK$60,345
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,646/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,663
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,488
−HK$1,853/mo
Today · 4.125%
HK$62,341
baseline
▲ 0.50% · 4.625%
HK$66,135
+HK$3,794/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$124,682/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,262
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,012
−HK$1,776/mo
Today · 4.125%
HK$68,788
baseline
▲ 0.50% · 4.625%
HK$72,414
+HK$3,626/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$137,576/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,440
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,569
−HK$2,163/mo
Today · 4.125%
HK$72,732
baseline
▲ 0.50% · 4.625%
HK$77,157
+HK$4,425/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,464/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,139
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,181
−HK$2,071/mo
Today · 4.125%
HK$80,252
baseline
▲ 0.50% · 4.625%
HK$84,482
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,504/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,994
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,731
−HK$2,781/mo
Today · 4.125%
HK$93,512
baseline
▲ 0.50% · 4.625%
HK$99,202
+HK$5,690/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$187,024/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,893
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,518
−HK$2,664/mo
Today · 4.125%
HK$103,182
baseline
▲ 0.50% · 4.625%
HK$108,620
+HK$5,438/mo
Deposit HK$2.14M · loan HK$19.29M · min. income ≈ HK$206,364/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,868 · Scale 2, in force from 26 Feb 2026)