LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,887
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,408
−HK$1,545/mo
Today · 4.125%
HK$51,953
baseline
▲ 0.50% · 4.625%
HK$55,114
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,906/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,387
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,845
−HK$1,480/mo
Today · 4.125%
HK$57,325
baseline
▲ 0.50% · 4.625%
HK$60,347
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,650/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,665
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,490
−HK$1,854/mo
Today · 4.125%
HK$62,344
baseline
▲ 0.50% · 4.625%
HK$66,137
+HK$3,793/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$124,688/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,264
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,014
−HK$1,776/mo
Today · 4.125%
HK$68,790
baseline
▲ 0.50% · 4.625%
HK$72,416
+HK$3,626/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$137,580/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,442
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,571
−HK$2,163/mo
Today · 4.125%
HK$72,734
baseline
▲ 0.50% · 4.625%
HK$77,160
+HK$4,426/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,468/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,141
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,184
−HK$2,071/mo
Today · 4.125%
HK$80,255
baseline
▲ 0.50% · 4.625%
HK$84,485
+HK$4,230/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,510/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,997
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,735
−HK$2,781/mo
Today · 4.125%
HK$93,516
baseline
▲ 0.50% · 4.625%
HK$99,206
+HK$5,690/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,032/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,896
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,522
−HK$2,663/mo
Today · 4.125%
HK$103,185
baseline
▲ 0.50% · 4.625%
HK$108,624
+HK$5,439/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,370/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$893,944 · Scale 2, in force from 26 Feb 2026)