LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,889
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,410
−HK$1,545/mo
Today · 4.125%
HK$51,955
baseline
▲ 0.50% · 4.625%
HK$55,116
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,910/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,389
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,847
−HK$1,480/mo
Today · 4.125%
HK$57,327
baseline
▲ 0.50% · 4.625%
HK$60,349
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,654/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,667
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,492
−HK$1,854/mo
Today · 4.125%
HK$62,346
baseline
▲ 0.50% · 4.625%
HK$66,140
+HK$3,794/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$124,692/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,267
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,017
−HK$1,776/mo
Today · 4.125%
HK$68,793
baseline
▲ 0.50% · 4.625%
HK$72,419
+HK$3,626/mo
Deposit HK$8.58M · loan HK$12.86M · min. income ≈ HK$137,586/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,445
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,574
−HK$2,163/mo
Today · 4.125%
HK$72,737
baseline
▲ 0.50% · 4.625%
HK$77,163
+HK$4,426/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,474/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,144
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,186
−HK$2,072/mo
Today · 4.125%
HK$80,258
baseline
▲ 0.50% · 4.625%
HK$84,489
+HK$4,231/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,516/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,001
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,738
−HK$2,781/mo
Today · 4.125%
HK$93,519
baseline
▲ 0.50% · 4.625%
HK$99,210
+HK$5,691/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,038/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,900
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,525
−HK$2,664/mo
Today · 4.125%
HK$103,189
baseline
▲ 0.50% · 4.625%
HK$108,628
+HK$5,439/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,378/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,025 · Scale 2, in force from 26 Feb 2026)