LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,893
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,545/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$55,120
+HK$3,161/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,393
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,851
−HK$1,480/mo
Today · 4.125%
HK$57,331
baseline
▲ 0.50% · 4.625%
HK$60,353
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,662/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,671
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,496
−HK$1,855/mo
Today · 4.125%
HK$62,351
baseline
▲ 0.50% · 4.625%
HK$66,144
+HK$3,793/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,702/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,271
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,022
−HK$1,776/mo
Today · 4.125%
HK$68,798
baseline
▲ 0.50% · 4.625%
HK$72,424
+HK$3,626/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,596/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,450
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,579
−HK$2,163/mo
Today · 4.125%
HK$72,742
baseline
▲ 0.50% · 4.625%
HK$77,168
+HK$4,426/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,484/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,150
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,192
−HK$2,072/mo
Today · 4.125%
HK$80,264
baseline
▲ 0.50% · 4.625%
HK$84,495
+HK$4,231/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,528/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,007
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,744
−HK$2,782/mo
Today · 4.125%
HK$93,526
baseline
▲ 0.50% · 4.625%
HK$99,217
+HK$5,691/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,052/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,907
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,533
−HK$2,663/mo
Today · 4.125%
HK$103,196
baseline
▲ 0.50% · 4.625%
HK$108,636
+HK$5,440/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,392/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,178 · Scale 2, in force from 26 Feb 2026)