LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,897
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,418
−HK$1,545/mo
Today · 4.125%
HK$51,963
baseline
▲ 0.50% · 4.625%
HK$55,125
+HK$3,162/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,926/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,397
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,856
−HK$1,480/mo
Today · 4.125%
HK$57,336
baseline
▲ 0.50% · 4.625%
HK$60,358
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,672/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,676
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,501
−HK$1,854/mo
Today · 4.125%
HK$62,355
baseline
▲ 0.50% · 4.625%
HK$66,150
+HK$3,795/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,710/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,276
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,027
−HK$1,776/mo
Today · 4.125%
HK$68,803
baseline
▲ 0.50% · 4.625%
HK$72,430
+HK$3,627/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,606/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,455
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,585
−HK$2,163/mo
Today · 4.125%
HK$72,748
baseline
▲ 0.50% · 4.625%
HK$77,175
+HK$4,427/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,496/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,156
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,198
−HK$2,072/mo
Today · 4.125%
HK$80,270
baseline
▲ 0.50% · 4.625%
HK$84,501
+HK$4,231/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,540/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,014
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,752
−HK$2,781/mo
Today · 4.125%
HK$93,533
baseline
▲ 0.50% · 4.625%
HK$99,224
+HK$5,691/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,066/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,915
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,541
−HK$2,664/mo
Today · 4.125%
HK$103,205
baseline
▲ 0.50% · 4.625%
HK$108,645
+HK$5,440/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,410/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,347 · Scale 2, in force from 26 Feb 2026)