LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,898
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,419
−HK$1,545/mo
Today · 4.125%
HK$51,964
baseline
▲ 0.50% · 4.625%
HK$55,126
+HK$3,162/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,928/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,398
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,857
−HK$1,480/mo
Today · 4.125%
HK$57,337
baseline
▲ 0.50% · 4.625%
HK$60,359
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,674/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,677
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,502
−HK$1,855/mo
Today · 4.125%
HK$62,357
baseline
▲ 0.50% · 4.625%
HK$66,151
+HK$3,794/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,714/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,278
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,028
−HK$1,776/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,431
+HK$3,627/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,457
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,586
−HK$2,163/mo
Today · 4.125%
HK$72,749
baseline
▲ 0.50% · 4.625%
HK$77,176
+HK$4,427/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,498/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,157
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,200
−HK$2,072/mo
Today · 4.125%
HK$80,272
baseline
▲ 0.50% · 4.625%
HK$84,503
+HK$4,231/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,544/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,016
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,753
−HK$2,782/mo
Today · 4.125%
HK$93,535
baseline
▲ 0.50% · 4.625%
HK$99,226
+HK$5,691/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,070/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,917
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,543
−HK$2,664/mo
Today · 4.125%
HK$103,207
baseline
▲ 0.50% · 4.625%
HK$108,647
+HK$5,440/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,414/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,391 · Scale 2, in force from 26 Feb 2026)