LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,903
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,424
−HK$1,546/mo
Today · 4.125%
HK$51,970
baseline
▲ 0.50% · 4.625%
HK$55,132
+HK$3,162/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,940/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,404
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,863
−HK$1,480/mo
Today · 4.125%
HK$57,343
baseline
▲ 0.50% · 4.625%
HK$60,366
+HK$3,023/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,686/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,684
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,509
−HK$1,854/mo
Today · 4.125%
HK$62,363
baseline
▲ 0.50% · 4.625%
HK$66,158
+HK$3,795/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,726/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,285
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,036
−HK$1,776/mo
Today · 4.125%
HK$68,812
baseline
▲ 0.50% · 4.625%
HK$72,439
+HK$3,627/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,624/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,464
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,594
−HK$2,163/mo
Today · 4.125%
HK$72,757
baseline
▲ 0.50% · 4.625%
HK$77,185
+HK$4,428/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,514/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,166
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,208
−HK$2,073/mo
Today · 4.125%
HK$80,281
baseline
▲ 0.50% · 4.625%
HK$84,512
+HK$4,231/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,562/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,025
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,763
−HK$2,782/mo
Today · 4.125%
HK$93,545
baseline
▲ 0.50% · 4.625%
HK$99,237
+HK$5,692/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,090/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,927
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,554
−HK$2,664/mo
Today · 4.125%
HK$103,218
baseline
▲ 0.50% · 4.625%
HK$108,659
+HK$5,441/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,436/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,625 · Scale 2, in force from 26 Feb 2026)