LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,906
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,546/mo
Today · 4.125%
HK$51,973
baseline
▲ 0.50% · 4.625%
HK$55,135
+HK$3,162/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,946/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,407
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,867
−HK$1,480/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,370
+HK$3,023/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,687
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,513
−HK$1,854/mo
Today · 4.125%
HK$62,367
baseline
▲ 0.50% · 4.625%
HK$66,162
+HK$3,795/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,734/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,289
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,040
−HK$1,776/mo
Today · 4.125%
HK$68,816
baseline
▲ 0.50% · 4.625%
HK$72,444
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,632/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,468
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$2,164/mo
Today · 4.125%
HK$72,762
baseline
▲ 0.50% · 4.625%
HK$77,189
+HK$4,427/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,524/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,170
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,213
−HK$2,073/mo
Today · 4.125%
HK$80,286
baseline
▲ 0.50% · 4.625%
HK$84,518
+HK$4,232/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,572/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,031
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,769
−HK$2,782/mo
Today · 4.125%
HK$93,551
baseline
▲ 0.50% · 4.625%
HK$99,244
+HK$5,693/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,102/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,933
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,560
−HK$2,664/mo
Today · 4.125%
HK$103,224
baseline
▲ 0.50% · 4.625%
HK$108,666
+HK$5,442/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,448/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,760 · Scale 2, in force from 26 Feb 2026)