LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,908
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,429
−HK$1,546/mo
Today · 4.125%
HK$51,975
baseline
▲ 0.50% · 4.625%
HK$55,137
+HK$3,162/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,950/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,409
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,869
−HK$1,480/mo
Today · 4.125%
HK$57,349
baseline
▲ 0.50% · 4.625%
HK$60,372
+HK$3,023/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,698/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,689
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,515
−HK$1,855/mo
Today · 4.125%
HK$62,370
baseline
▲ 0.50% · 4.625%
HK$66,165
+HK$3,795/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,740/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,291
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,042
−HK$1,777/mo
Today · 4.125%
HK$68,819
baseline
▲ 0.50% · 4.625%
HK$72,446
+HK$3,627/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,638/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,471
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,601
−HK$2,163/mo
Today · 4.125%
HK$72,764
baseline
▲ 0.50% · 4.625%
HK$77,192
+HK$4,428/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,528/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,173
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,216
−HK$2,072/mo
Today · 4.125%
HK$80,288
baseline
▲ 0.50% · 4.625%
HK$84,520
+HK$4,232/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,576/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,034
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,772
−HK$2,782/mo
Today · 4.125%
HK$93,554
baseline
▲ 0.50% · 4.625%
HK$99,247
+HK$5,693/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,108/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,937
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,563
−HK$2,665/mo
Today · 4.125%
HK$103,228
baseline
▲ 0.50% · 4.625%
HK$108,669
+HK$5,441/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,456/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,832 · Scale 2, in force from 26 Feb 2026)