LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,908
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,430
−HK$1,545/mo
Today · 4.125%
HK$51,975
baseline
▲ 0.50% · 4.625%
HK$55,138
+HK$3,163/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,950/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,410
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,869
−HK$1,481/mo
Today · 4.125%
HK$57,350
baseline
▲ 0.50% · 4.625%
HK$60,372
+HK$3,022/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,700/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,690
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,515
−HK$1,855/mo
Today · 4.125%
HK$62,370
baseline
▲ 0.50% · 4.625%
HK$66,165
+HK$3,795/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,740/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,292
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,043
−HK$1,776/mo
Today · 4.125%
HK$68,819
baseline
▲ 0.50% · 4.625%
HK$72,447
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,638/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,472
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,601
−HK$2,164/mo
Today · 4.125%
HK$72,765
baseline
▲ 0.50% · 4.625%
HK$77,193
+HK$4,428/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,530/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,174
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,217
−HK$2,072/mo
Today · 4.125%
HK$80,289
baseline
▲ 0.50% · 4.625%
HK$84,521
+HK$4,232/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,578/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,035
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,773
−HK$2,782/mo
Today · 4.125%
HK$93,555
baseline
▲ 0.50% · 4.625%
HK$99,248
+HK$5,693/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,110/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,938
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,565
−HK$2,664/mo
Today · 4.125%
HK$103,229
baseline
▲ 0.50% · 4.625%
HK$108,670
+HK$5,441/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,458/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,857 · Scale 2, in force from 26 Feb 2026)