LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,911
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,432
−HK$1,546/mo
Today · 4.125%
HK$51,978
baseline
▲ 0.50% · 4.625%
HK$55,141
+HK$3,163/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$103,956/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,413
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,872
−HK$1,480/mo
Today · 4.125%
HK$57,352
baseline
▲ 0.50% · 4.625%
HK$60,376
+HK$3,024/mo
Deposit HK$10.72M · loan HK$10.72M · min. income ≈ HK$114,704/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,693
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,519
−HK$1,854/mo
Today · 4.125%
HK$62,373
baseline
▲ 0.50% · 4.625%
HK$66,169
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,746/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,295
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,046
−HK$1,777/mo
Today · 4.125%
HK$68,823
baseline
▲ 0.50% · 4.625%
HK$72,451
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,646/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,475
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,605
−HK$2,164/mo
Today · 4.125%
HK$72,769
baseline
▲ 0.50% · 4.625%
HK$77,197
+HK$4,428/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,538/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,178
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,221
−HK$2,072/mo
Today · 4.125%
HK$80,293
baseline
▲ 0.50% · 4.625%
HK$84,526
+HK$4,233/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$160,586/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,039
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,778
−HK$2,782/mo
Today · 4.125%
HK$93,560
baseline
▲ 0.50% · 4.625%
HK$99,253
+HK$5,693/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$187,120/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,943
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,570
−HK$2,664/mo
Today · 4.125%
HK$103,234
baseline
▲ 0.50% · 4.625%
HK$108,676
+HK$5,442/mo
Deposit HK$2.14M · loan HK$19.30M · min. income ≈ HK$206,468/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$894,965 · Scale 2, in force from 26 Feb 2026)