LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,912
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,433
−HK$1,546/mo
Today · 4.125%
HK$51,979
baseline
▲ 0.50% · 4.625%
HK$55,142
+HK$3,163/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,958/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,414
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,873
−HK$1,481/mo
Today · 4.125%
HK$57,354
baseline
▲ 0.50% · 4.625%
HK$60,377
+HK$3,023/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,708/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,694
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,520
−HK$1,855/mo
Today · 4.125%
HK$62,375
baseline
▲ 0.50% · 4.625%
HK$66,170
+HK$3,795/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,750/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,297
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,048
−HK$1,777/mo
Today · 4.125%
HK$68,825
baseline
▲ 0.50% · 4.625%
HK$72,453
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,650/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,477
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,607
−HK$2,164/mo
Today · 4.125%
HK$72,771
baseline
▲ 0.50% · 4.625%
HK$77,199
+HK$4,428/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,542/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,180
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,223
−HK$2,073/mo
Today · 4.125%
HK$80,296
baseline
▲ 0.50% · 4.625%
HK$84,528
+HK$4,232/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,592/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,042
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,780
−HK$2,783/mo
Today · 4.125%
HK$93,563
baseline
▲ 0.50% · 4.625%
HK$99,256
+HK$5,693/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,126/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,945
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,572
−HK$2,665/mo
Today · 4.125%
HK$103,237
baseline
▲ 0.50% · 4.625%
HK$108,679
+HK$5,442/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,474/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,023 · Scale 2, in force from 26 Feb 2026)