LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,916
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,438
−HK$1,546/mo
Today · 4.125%
HK$51,984
baseline
▲ 0.50% · 4.625%
HK$55,147
+HK$3,163/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,968/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,419
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,878
−HK$1,481/mo
Today · 4.125%
HK$57,359
baseline
▲ 0.50% · 4.625%
HK$60,382
+HK$3,023/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,718/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,699
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,525
−HK$1,855/mo
Today · 4.125%
HK$62,380
baseline
▲ 0.50% · 4.625%
HK$66,176
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,760/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,302
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,054
−HK$1,777/mo
Today · 4.125%
HK$68,831
baseline
▲ 0.50% · 4.625%
HK$72,459
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,662/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,483
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,613
−HK$2,164/mo
Today · 4.125%
HK$72,777
baseline
▲ 0.50% · 4.625%
HK$77,205
+HK$4,428/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,554/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,186
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,229
−HK$2,073/mo
Today · 4.125%
HK$80,302
baseline
▲ 0.50% · 4.625%
HK$84,535
+HK$4,233/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,604/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,049
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,788
−HK$2,782/mo
Today · 4.125%
HK$93,570
baseline
▲ 0.50% · 4.625%
HK$99,264
+HK$5,694/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,140/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,954
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,581
−HK$2,665/mo
Today · 4.125%
HK$103,246
baseline
▲ 0.50% · 4.625%
HK$108,688
+HK$5,442/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,492/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,202 · Scale 2, in force from 26 Feb 2026)