LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,918
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,440
−HK$1,546/mo
Today · 4.125%
HK$51,986
baseline
▲ 0.50% · 4.625%
HK$55,149
+HK$3,163/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,972/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,421
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,881
−HK$1,480/mo
Today · 4.125%
HK$57,361
baseline
▲ 0.50% · 4.625%
HK$60,385
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,722/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,702
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,528
−HK$1,855/mo
Today · 4.125%
HK$62,383
baseline
▲ 0.50% · 4.625%
HK$66,179
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,766/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,305
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,057
−HK$1,777/mo
Today · 4.125%
HK$68,834
baseline
▲ 0.50% · 4.625%
HK$72,462
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,668/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,486
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,616
−HK$2,164/mo
Today · 4.125%
HK$72,780
baseline
▲ 0.50% · 4.625%
HK$77,209
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,560/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,190
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,233
−HK$2,073/mo
Today · 4.125%
HK$80,306
baseline
▲ 0.50% · 4.625%
HK$84,539
+HK$4,233/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,612/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,053
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,792
−HK$2,783/mo
Today · 4.125%
HK$93,575
baseline
▲ 0.50% · 4.625%
HK$99,269
+HK$5,694/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,150/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,958
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,585
−HK$2,666/mo
Today · 4.125%
HK$103,251
baseline
▲ 0.50% · 4.625%
HK$108,693
+HK$5,442/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,502/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,303 · Scale 2, in force from 26 Feb 2026)