LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,921
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,442
−HK$1,546/mo
Today · 4.125%
HK$51,988
baseline
▲ 0.50% · 4.625%
HK$55,152
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,976/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,424
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,883
−HK$1,481/mo
Today · 4.125%
HK$57,364
baseline
▲ 0.50% · 4.625%
HK$60,388
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,728/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,705
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,531
−HK$1,855/mo
Today · 4.125%
HK$62,386
baseline
▲ 0.50% · 4.625%
HK$66,182
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,772/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,308
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,060
−HK$1,777/mo
Today · 4.125%
HK$68,837
baseline
▲ 0.50% · 4.625%
HK$72,465
+HK$3,628/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,674/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,489
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,619
−HK$2,165/mo
Today · 4.125%
HK$72,784
baseline
▲ 0.50% · 4.625%
HK$77,212
+HK$4,428/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,568/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,193
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,237
−HK$2,073/mo
Today · 4.125%
HK$80,310
baseline
▲ 0.50% · 4.625%
HK$84,543
+HK$4,233/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,620/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,057
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,796
−HK$2,783/mo
Today · 4.125%
HK$93,579
baseline
▲ 0.50% · 4.625%
HK$99,273
+HK$5,694/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,158/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,963
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,590
−HK$2,665/mo
Today · 4.125%
HK$103,255
baseline
▲ 0.50% · 4.625%
HK$108,698
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,510/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,402 · Scale 2, in force from 26 Feb 2026)