LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,922
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,444
−HK$1,546/mo
Today · 4.125%
HK$51,990
baseline
▲ 0.50% · 4.625%
HK$55,153
+HK$3,163/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,980/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,425
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,885
−HK$1,480/mo
Today · 4.125%
HK$57,365
baseline
▲ 0.50% · 4.625%
HK$60,389
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,730/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,706
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,532
−HK$1,856/mo
Today · 4.125%
HK$62,388
baseline
▲ 0.50% · 4.625%
HK$66,184
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,776/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,310
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,062
−HK$1,776/mo
Today · 4.125%
HK$68,838
baseline
▲ 0.50% · 4.625%
HK$72,467
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,676/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,490
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,621
−HK$2,164/mo
Today · 4.125%
HK$72,785
baseline
▲ 0.50% · 4.625%
HK$77,214
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,570/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,195
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,238
−HK$2,074/mo
Today · 4.125%
HK$80,312
baseline
▲ 0.50% · 4.625%
HK$84,545
+HK$4,233/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,624/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,059
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,798
−HK$2,783/mo
Today · 4.125%
HK$93,581
baseline
▲ 0.50% · 4.625%
HK$99,275
+HK$5,694/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,162/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,965
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,592
−HK$2,666/mo
Today · 4.125%
HK$103,258
baseline
▲ 0.50% · 4.625%
HK$108,701
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,516/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,451 · Scale 2, in force from 26 Feb 2026)