LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,923
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,445
−HK$1,546/mo
Today · 4.125%
HK$51,991
baseline
▲ 0.50% · 4.625%
HK$55,155
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,982/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,427
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,887
−HK$1,480/mo
Today · 4.125%
HK$57,367
baseline
▲ 0.50% · 4.625%
HK$60,391
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,734/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,708
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,534
−HK$1,856/mo
Today · 4.125%
HK$62,390
baseline
▲ 0.50% · 4.625%
HK$66,186
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,780/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,312
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,064
−HK$1,777/mo
Today · 4.125%
HK$68,841
baseline
▲ 0.50% · 4.625%
HK$72,470
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,682/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,493
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,623
−HK$2,165/mo
Today · 4.125%
HK$72,788
baseline
▲ 0.50% · 4.625%
HK$77,217
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,576/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,198
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,241
−HK$2,073/mo
Today · 4.125%
HK$80,314
baseline
▲ 0.50% · 4.625%
HK$84,548
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,628/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,062
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,802
−HK$2,783/mo
Today · 4.125%
HK$93,585
baseline
▲ 0.50% · 4.625%
HK$99,279
+HK$5,694/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,170/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,968
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,596
−HK$2,665/mo
Today · 4.125%
HK$103,261
baseline
▲ 0.50% · 4.625%
HK$108,704
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,522/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,526 · Scale 2, in force from 26 Feb 2026)