LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,926
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,447
−HK$1,547/mo
Today · 4.125%
HK$51,994
baseline
▲ 0.50% · 4.625%
HK$55,157
+HK$3,163/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,988/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,429
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,889
−HK$1,481/mo
Today · 4.125%
HK$57,370
baseline
▲ 0.50% · 4.625%
HK$60,394
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,740/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,711
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$60,537
−HK$1,855/mo
Today · 4.125%
HK$62,392
baseline
▲ 0.50% · 4.625%
HK$66,189
+HK$3,797/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,784/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,315
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,067
−HK$1,777/mo
Today · 4.125%
HK$68,844
baseline
▲ 0.50% · 4.625%
HK$72,473
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,688/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,496
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,626
−HK$2,165/mo
Today · 4.125%
HK$72,791
baseline
▲ 0.50% · 4.625%
HK$77,220
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,582/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,201
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,245
−HK$2,073/mo
Today · 4.125%
HK$80,318
baseline
▲ 0.50% · 4.625%
HK$84,551
+HK$4,233/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,636/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,066
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,805
−HK$2,784/mo
Today · 4.125%
HK$93,589
baseline
▲ 0.50% · 4.625%
HK$99,283
+HK$5,694/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,178/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,973
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,600
−HK$2,666/mo
Today · 4.125%
HK$103,266
baseline
▲ 0.50% · 4.625%
HK$108,709
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,532/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,617 · Scale 2, in force from 26 Feb 2026)