LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,926
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,448
−HK$1,546/mo
Today · 4.125%
HK$51,994
baseline
▲ 0.50% · 4.625%
HK$55,158
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,988/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,430
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,889
−HK$1,481/mo
Today · 4.125%
HK$57,370
baseline
▲ 0.50% · 4.625%
HK$60,394
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,740/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,711
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,537
−HK$1,856/mo
Today · 4.125%
HK$62,393
baseline
▲ 0.50% · 4.625%
HK$66,189
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,786/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,316
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,067
−HK$1,777/mo
Today · 4.125%
HK$68,844
baseline
▲ 0.50% · 4.625%
HK$72,473
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,688/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,496
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,627
−HK$2,165/mo
Today · 4.125%
HK$72,792
baseline
▲ 0.50% · 4.625%
HK$77,221
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,584/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,202
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,245
−HK$2,074/mo
Today · 4.125%
HK$80,319
baseline
▲ 0.50% · 4.625%
HK$84,552
+HK$4,233/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,638/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,067
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,806
−HK$2,783/mo
Today · 4.125%
HK$93,589
baseline
▲ 0.50% · 4.625%
HK$99,284
+HK$5,695/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,178/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,973
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,601
−HK$2,666/mo
Today · 4.125%
HK$103,267
baseline
▲ 0.50% · 4.625%
HK$108,710
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,534/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,637 · Scale 2, in force from 26 Feb 2026)