LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,927
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,449
−HK$1,547/mo
Today · 4.125%
HK$51,996
baseline
▲ 0.50% · 4.625%
HK$55,159
+HK$3,163/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,992/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,431
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,891
−HK$1,481/mo
Today · 4.125%
HK$57,372
baseline
▲ 0.50% · 4.625%
HK$60,396
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,744/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,713
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,539
−HK$1,856/mo
Today · 4.125%
HK$62,395
baseline
▲ 0.50% · 4.625%
HK$66,191
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,790/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,318
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$67,069
−HK$1,777/mo
Today · 4.125%
HK$68,846
baseline
▲ 0.50% · 4.625%
HK$72,475
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,692/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,498
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,629
−HK$2,165/mo
Today · 4.125%
HK$72,794
baseline
▲ 0.50% · 4.625%
HK$77,223
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,588/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,204
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,248
−HK$2,073/mo
Today · 4.125%
HK$80,321
baseline
▲ 0.50% · 4.625%
HK$84,555
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,642/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,069
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,809
−HK$2,783/mo
Today · 4.125%
HK$93,592
baseline
▲ 0.50% · 4.625%
HK$99,287
+HK$5,695/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,184/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,976
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,604
−HK$2,666/mo
Today · 4.125%
HK$103,270
baseline
▲ 0.50% · 4.625%
HK$108,713
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,540/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,700 · Scale 2, in force from 26 Feb 2026)