LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,928
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,450
−HK$1,546/mo
Today · 4.125%
HK$51,996
baseline
▲ 0.50% · 4.625%
HK$55,160
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,992/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,432
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,891
−HK$1,481/mo
Today · 4.125%
HK$57,372
baseline
▲ 0.50% · 4.625%
HK$60,397
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,744/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,713
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,540
−HK$1,855/mo
Today · 4.125%
HK$62,395
baseline
▲ 0.50% · 4.625%
HK$66,192
+HK$3,797/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,790/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,318
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,070
−HK$1,777/mo
Today · 4.125%
HK$68,847
baseline
▲ 0.50% · 4.625%
HK$72,476
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,694/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,499
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,630
−HK$2,164/mo
Today · 4.125%
HK$72,794
baseline
▲ 0.50% · 4.625%
HK$77,224
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,588/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,204
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,248
−HK$2,073/mo
Today · 4.125%
HK$80,321
baseline
▲ 0.50% · 4.625%
HK$84,555
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,642/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,070
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,809
−HK$2,784/mo
Today · 4.125%
HK$93,593
baseline
▲ 0.50% · 4.625%
HK$99,288
+HK$5,695/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,186/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,977
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,605
−HK$2,665/mo
Today · 4.125%
HK$103,270
baseline
▲ 0.50% · 4.625%
HK$108,714
+HK$5,444/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,540/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,714 · Scale 2, in force from 26 Feb 2026)