LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,928
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,450
−HK$1,546/mo
Today · 4.125%
HK$51,996
baseline
▲ 0.50% · 4.625%
HK$55,160
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,992/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,432
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,892
−HK$1,481/mo
Today · 4.125%
HK$57,373
baseline
▲ 0.50% · 4.625%
HK$60,397
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,746/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,714
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,540
−HK$1,856/mo
Today · 4.125%
HK$62,396
baseline
▲ 0.50% · 4.625%
HK$66,192
+HK$3,796/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,792/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,318
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,070
−HK$1,777/mo
Today · 4.125%
HK$68,847
baseline
▲ 0.50% · 4.625%
HK$72,476
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,694/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,499
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,630
−HK$2,165/mo
Today · 4.125%
HK$72,795
baseline
▲ 0.50% · 4.625%
HK$77,224
+HK$4,429/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,590/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,205
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,249
−HK$2,073/mo
Today · 4.125%
HK$80,322
baseline
▲ 0.50% · 4.625%
HK$84,556
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,644/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,071
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,810
−HK$2,783/mo
Today · 4.125%
HK$93,593
baseline
▲ 0.50% · 4.625%
HK$99,288
+HK$5,695/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,186/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,978
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,605
−HK$2,666/mo
Today · 4.125%
HK$103,271
baseline
▲ 0.50% · 4.625%
HK$108,715
+HK$5,444/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,542/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,726 · Scale 2, in force from 26 Feb 2026)