LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,930
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,452
−HK$1,546/mo
Today · 4.125%
HK$51,998
baseline
▲ 0.50% · 4.625%
HK$55,162
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$103,996/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,434
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,894
−HK$1,481/mo
Today · 4.125%
HK$57,375
baseline
▲ 0.50% · 4.625%
HK$60,399
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,750/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,716
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,542
−HK$1,856/mo
Today · 4.125%
HK$62,398
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,797/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$124,796/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,321
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,073
−HK$1,777/mo
Today · 4.125%
HK$68,850
baseline
▲ 0.50% · 4.625%
HK$72,479
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.87M · min. income ≈ HK$137,700/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,502
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,633
−HK$2,164/mo
Today · 4.125%
HK$72,797
baseline
▲ 0.50% · 4.625%
HK$77,227
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,594/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,208
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,251
−HK$2,074/mo
Today · 4.125%
HK$80,325
baseline
▲ 0.50% · 4.625%
HK$84,559
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,650/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,074
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,813
−HK$2,784/mo
Today · 4.125%
HK$93,597
baseline
▲ 0.50% · 4.625%
HK$99,292
+HK$5,695/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,194/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,981
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,609
−HK$2,666/mo
Today · 4.125%
HK$103,275
baseline
▲ 0.50% · 4.625%
HK$108,718
+HK$5,443/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,550/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,805 · Scale 2, in force from 26 Feb 2026)