LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,932
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,454
−HK$1,547/mo
Today · 4.125%
HK$52,001
baseline
▲ 0.50% · 4.625%
HK$55,165
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,002/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,437
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,897
−HK$1,481/mo
Today · 4.125%
HK$57,378
baseline
▲ 0.50% · 4.625%
HK$60,402
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,756/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,719
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,545
−HK$1,856/mo
Today · 4.125%
HK$62,401
baseline
▲ 0.50% · 4.625%
HK$66,198
+HK$3,797/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$124,802/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,324
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,076
−HK$1,777/mo
Today · 4.125%
HK$68,853
baseline
▲ 0.50% · 4.625%
HK$72,483
+HK$3,630/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$137,706/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,505
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,636
−HK$2,165/mo
Today · 4.125%
HK$72,801
baseline
▲ 0.50% · 4.625%
HK$77,231
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,602/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,212
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,255
−HK$2,074/mo
Today · 4.125%
HK$80,329
baseline
▲ 0.50% · 4.625%
HK$84,563
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,658/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,078
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,818
−HK$2,784/mo
Today · 4.125%
HK$93,602
baseline
▲ 0.50% · 4.625%
HK$99,297
+HK$5,695/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,204/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,986
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,614
−HK$2,666/mo
Today · 4.125%
HK$103,280
baseline
▲ 0.50% · 4.625%
HK$108,724
+HK$5,444/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,560/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$895,917 · Scale 2, in force from 26 Feb 2026)