LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,935
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,457
−HK$1,547/mo
Today · 4.125%
HK$52,004
baseline
▲ 0.50% · 4.625%
HK$55,168
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,008/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,440
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,900
−HK$1,481/mo
Today · 4.125%
HK$57,381
baseline
▲ 0.50% · 4.625%
HK$60,406
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,762/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,722
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,549
−HK$1,856/mo
Today · 4.125%
HK$62,405
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,797/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$124,810/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,328
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,080
−HK$1,777/mo
Today · 4.125%
HK$68,857
baseline
▲ 0.50% · 4.625%
HK$72,487
+HK$3,630/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$137,714/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,509
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,640
−HK$2,165/mo
Today · 4.125%
HK$72,805
baseline
▲ 0.50% · 4.625%
HK$77,235
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,610/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,216
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,260
−HK$2,073/mo
Today · 4.125%
HK$80,333
baseline
▲ 0.50% · 4.625%
HK$84,568
+HK$4,235/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,666/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,083
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,823
−HK$2,784/mo
Today · 4.125%
HK$93,607
baseline
▲ 0.50% · 4.625%
HK$99,303
+HK$5,696/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,214/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,992
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,620
−HK$2,666/mo
Today · 4.125%
HK$103,286
baseline
▲ 0.50% · 4.625%
HK$108,730
+HK$5,444/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,572/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,036 · Scale 2, in force from 26 Feb 2026)