LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,936
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,458
−HK$1,547/mo
Today · 4.125%
HK$52,005
baseline
▲ 0.50% · 4.625%
HK$55,169
+HK$3,164/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,010/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,441
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,901
−HK$1,481/mo
Today · 4.125%
HK$57,382
baseline
▲ 0.50% · 4.625%
HK$60,407
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,764/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,723
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,550
−HK$1,856/mo
Today · 4.125%
HK$62,406
baseline
▲ 0.50% · 4.625%
HK$66,203
+HK$3,797/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$124,812/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,329
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,081
−HK$1,778/mo
Today · 4.125%
HK$68,859
baseline
▲ 0.50% · 4.625%
HK$72,488
+HK$3,629/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$137,718/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,511
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,642
−HK$2,165/mo
Today · 4.125%
HK$72,807
baseline
▲ 0.50% · 4.625%
HK$77,237
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,614/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,217
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,261
−HK$2,074/mo
Today · 4.125%
HK$80,335
baseline
▲ 0.50% · 4.625%
HK$84,570
+HK$4,235/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,670/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,085
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,825
−HK$2,784/mo
Today · 4.125%
HK$93,609
baseline
▲ 0.50% · 4.625%
HK$99,305
+HK$5,696/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,218/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,994
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,622
−HK$2,666/mo
Today · 4.125%
HK$103,288
baseline
▲ 0.50% · 4.625%
HK$108,733
+HK$5,445/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,576/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,082 · Scale 2, in force from 26 Feb 2026)