LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,937
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,459
−HK$1,546/mo
Today · 4.125%
HK$52,005
baseline
▲ 0.50% · 4.625%
HK$55,170
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,010/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,441
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,902
−HK$1,481/mo
Today · 4.125%
HK$57,383
baseline
▲ 0.50% · 4.625%
HK$60,407
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,766/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,724
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,551
−HK$1,855/mo
Today · 4.125%
HK$62,406
baseline
▲ 0.50% · 4.625%
HK$66,204
+HK$3,798/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$124,812/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,330
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,082
−HK$1,777/mo
Today · 4.125%
HK$68,859
baseline
▲ 0.50% · 4.625%
HK$72,489
+HK$3,630/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$137,718/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,511
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,642
−HK$2,165/mo
Today · 4.125%
HK$72,807
baseline
▲ 0.50% · 4.625%
HK$77,238
+HK$4,431/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,614/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,218
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,262
−HK$2,074/mo
Today · 4.125%
HK$80,336
baseline
▲ 0.50% · 4.625%
HK$84,570
+HK$4,234/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,672/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,086
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,826
−HK$2,784/mo
Today · 4.125%
HK$93,610
baseline
▲ 0.50% · 4.625%
HK$99,306
+HK$5,696/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$187,220/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,995
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,623
−HK$2,666/mo
Today · 4.125%
HK$103,289
baseline
▲ 0.50% · 4.625%
HK$108,733
+HK$5,444/mo
Deposit HK$2.15M · loan HK$19.31M · min. income ≈ HK$206,578/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,100 · Scale 2, in force from 26 Feb 2026)