LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,937
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,460
−HK$1,546/mo
Today · 4.125%
HK$52,006
baseline
▲ 0.50% · 4.625%
HK$55,171
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,012/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,442
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,902
−HK$1,482/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,408
+HK$3,024/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,725
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$60,551
−HK$1,856/mo
Today · 4.125%
HK$62,407
baseline
▲ 0.50% · 4.625%
HK$66,205
+HK$3,798/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$124,814/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,331
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$67,083
−HK$1,777/mo
Today · 4.125%
HK$68,860
baseline
▲ 0.50% · 4.625%
HK$72,490
+HK$3,630/mo
Deposit HK$8.58M · loan HK$12.88M · min. income ≈ HK$137,720/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,512
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,643
−HK$2,166/mo
Today · 4.125%
HK$72,809
baseline
▲ 0.50% · 4.625%
HK$77,239
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,618/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,219
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,263
−HK$2,074/mo
Today · 4.125%
HK$80,337
baseline
▲ 0.50% · 4.625%
HK$84,572
+HK$4,235/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,674/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,087
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,827
−HK$2,784/mo
Today · 4.125%
HK$93,611
baseline
▲ 0.50% · 4.625%
HK$99,307
+HK$5,696/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,222/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,996
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$100,624
−HK$2,667/mo
Today · 4.125%
HK$103,291
baseline
▲ 0.50% · 4.625%
HK$108,735
+HK$5,444/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,582/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,134 · Scale 2, in force from 26 Feb 2026)